Apple has a new iPhone payment plan for people who hate wireless carriers

Anyone who decides to buy the latest iPhone face the same dilemma: Do I buy from Apple or from my wireless carrier?

Buying directly from Apple typically means either a big one-time payment or joining the company's iPhone Upgrade Program. That program, introduced in 2015 alongside the iPhone 6S and iPhone 6S Plus, splits the cost of your phone into 24 interest-free monthly installments, allows you to trade in the phone after the first 12 payments for the latest model, and includes AppleCare+ insurance.

SEE ALSO: 8 things Apple didn't tell us about the iPhone X

It's that last bit that elevates the cost of the program above most carrier payment plans. Carriers offer their own insurance, of course (at varying prices), but some people may want to buy their phone from Apple, just without the added $129 cost of AppleCare+. Read more...

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